Kitty Pryde-Barton (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
throughaphase) wrote in ![[community profile]](https://www.dreamwidth.org/img/silk/identity/community.png)
fandomhigh2015-03-23 08:50 am
throughaphase) wrote in fandomhigh2015-03-23 08:50 am
Entry tags:
Adulting 101- 4th period- Monday
Once again the class was in a normal classroom today. Kitty would get over her Danger Room thing at some point but it would not be this week.
"This is probably one of the most important lessons you're going to have here," she began, "because today we're going to work on budgeting. By now you should have an income, and that means you have to pay for how you live. First off, I want to have you list off the things that you think will be monthly expenses, like rent. Anything else you have to pay for to live. Just go ahead and yell things out."
Once they'd done that, Kitty continued, "These monthly expenses are important, and take first priority. If you don't pay your rent, you'll end up being evicted. If you don't pay your utilities, they'll turn them off. If you don't pay your car insurance, you'll get in trouble with the law if you get caught. And what you have left over after you pay all that stuff is called expendable income. It's what you get to use if you want to hang out with friends, or save up for vacation or whatever. So what we're going to do today is work out a budget. Let's say... you've got an even $2000 a month to work with. I'm going to give you a bunch of handouts. Pick an rent price off one of them, I don't care which one, and then check out prices on utilities, and then fill out this worksheet. Put down what you pay for your phone, if you use Netflix, if you have any medical expenses that need to be paid every month. Just figure out what you got and then we'll talk about it."
"This is probably one of the most important lessons you're going to have here," she began, "because today we're going to work on budgeting. By now you should have an income, and that means you have to pay for how you live. First off, I want to have you list off the things that you think will be monthly expenses, like rent. Anything else you have to pay for to live. Just go ahead and yell things out."
Once they'd done that, Kitty continued, "These monthly expenses are important, and take first priority. If you don't pay your rent, you'll end up being evicted. If you don't pay your utilities, they'll turn them off. If you don't pay your car insurance, you'll get in trouble with the law if you get caught. And what you have left over after you pay all that stuff is called expendable income. It's what you get to use if you want to hang out with friends, or save up for vacation or whatever. So what we're going to do today is work out a budget. Let's say... you've got an even $2000 a month to work with. I'm going to give you a bunch of handouts. Pick an rent price off one of them, I don't care which one, and then check out prices on utilities, and then fill out this worksheet. Put down what you pay for your phone, if you use Netflix, if you have any medical expenses that need to be paid every month. Just figure out what you got and then we'll talk about it."
Re: OOC