Brooke Davis (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
gobrookeyourself) wrote in ![[community profile]](https://www.dreamwidth.org/img/silk/identity/community.png)
fandomhigh2018-02-04 08:39 pm
gobrookeyourself) wrote in fandomhigh2018-02-04 08:39 pm
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Home Ec- Monday- 2nd period
Today the class was back in the normal home ec class, which was probably good since Brooke would rather avoid the Danger Shop and its programming if possible.
"Today we're going to do something totally boring: budgets!" Brooke greeted the class.
Which was cute, since when she was poor she hadn't had it together enough to work with a budget, and now that she had money it didn't even occur to her.
"It's a good way to know what's going in and coming out of your bank account, or credit union, or your mattress where you store your money or whatever so you can prevent yourselves from going broke when possible," she went on. "First you're going to look at what you have in your accounts, then figure out what you have coming into them. Maybe you get money from home. Maybe you have a job. Maybe you don't have a job but could use one and let me remind you that Clothes Over Bros is hiring. If you don't have money coming in, I can only assume you're living off of the pizza guys who deliver six boxes at a time because one guy called for a small and they got ambitious. Once you know what's coming in, you have to figure out what's going out. That's whatever bills you have, which probably isn't much right now. But you probably pay for food, entertainment, clothes, whatever. Add that in. If you have a monthly bill, like your phone, you can count on that always coming out every month. When you take what goes out and subtract it from what you have coming in, that's what you have left for the month, and you can spend it however you want. Just remember that if you go over that amount you're screwed, so try to leave something to carry over. And I guess you can put stuff in savings or whatever if you want. Anyway, that's what you get to do today: figure out your budget, and maybe work it out a little more. Like if you have a hundred dollars left over, what amount are you allowed to spend on food for the month? What amount for things like going out? So, have fun feeling boring."
"Today we're going to do something totally boring: budgets!" Brooke greeted the class.
Which was cute, since when she was poor she hadn't had it together enough to work with a budget, and now that she had money it didn't even occur to her.
"It's a good way to know what's going in and coming out of your bank account, or credit union, or your mattress where you store your money or whatever so you can prevent yourselves from going broke when possible," she went on. "First you're going to look at what you have in your accounts, then figure out what you have coming into them. Maybe you get money from home. Maybe you have a job. Maybe you don't have a job but could use one and let me remind you that Clothes Over Bros is hiring. If you don't have money coming in, I can only assume you're living off of the pizza guys who deliver six boxes at a time because one guy called for a small and they got ambitious. Once you know what's coming in, you have to figure out what's going out. That's whatever bills you have, which probably isn't much right now. But you probably pay for food, entertainment, clothes, whatever. Add that in. If you have a monthly bill, like your phone, you can count on that always coming out every month. When you take what goes out and subtract it from what you have coming in, that's what you have left for the month, and you can spend it however you want. Just remember that if you go over that amount you're screwed, so try to leave something to carry over. And I guess you can put stuff in savings or whatever if you want. Anyway, that's what you get to do today: figure out your budget, and maybe work it out a little more. Like if you have a hundred dollars left over, what amount are you allowed to spend on food for the month? What amount for things like going out? So, have fun feeling boring."
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Budget
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