fandomhigh | Maths For Real Life, Period 1, Class 9 [3/10]

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Maths For Real Life, Period 1, Class 9 [3/10]

Jean-Paul paced before the board as he spoke. "Let us talk a bit about savings. Financial experts agree you should have an emergency fund in case of, well, emergencies: unexpected expenses, sudden unemployment, et cetera. A trip to Cabo is not an emergency, let us just get that out of the way right now. There is some disagreement on how much one should have in this fund, but generally opinion ranges from three months' income to eight. One thing most financial experts will not explain to you, however, is how the hell you are supposed to put back three to eight months' income quickly when there are bills to pay and, most likely, debt to consider and non-emergency items like trips to Cabo to save for. How would you go about doing so? Discuss."

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Signy!

Writey? Nappy?

Talky!

Snarky!

OOCy!

Liir Thropp

Liir started scribbling down math problems as he tried to work it out. Three to eight months? He wouldn't be there for some time!

"I would say there isn't a way of putting it away 'quickly'," he put forth. "But I do think that it could be done in the space of a year or so by forgoing a trip to wherever it is you mentioned and doing without frivolities for the time being. Such a fund, I would think, is important enough that such niceties could be put aside for a time to create it."

Michael Guerin

Michael was writing... something.

It was possibly plans to carry out a bank heist and not get arrested.

"The only way I'm gonna have an emergency fund is if I do something illegal", Michael said flatly.

Amano Makoto

Makoto frowned thoughtfully as he started stetching out plans of how to do that. It'd take a lot of effort, that was for sure.

"The easiest way would be to start before you ever had to rely on living on your own," he said, looking thoughtful, "but at that age most people aren't thinking like that."

Jeff Murdock

Adah Price

Adah's method of 'discussion' was to take a moment or two or perhaps a wee bit more to throw together a quick, but detailed budget on a suspected low income and its adjustments to accommodate a small slice of it going away into this said fund. Most of the cuts she made, it would be noted, were from entertainment and food. She also put together a second budget, one that she'd actually put a lot more thought into even before this class, that took into account a great deal of costs for medical school. She frowned at it a moment before presenting her part of the 'discussion;' it was a good thing she was raised poor because she was going to continue barely squeaking by for another eight or ten years.

Woefully, Troy will not be present today as he is being kidnap-inated by creepy creepy angel statues.

Adah scribbled a little in the margins of her rabbit-nibbled notebook, devoting a quarter of her brain to listening and a quarter of her brain to wrinkling her nose and writing a bit of a mantra: Live was I ere I saw evil: yenom, alas, yenom.

Robin

...your icon is almost scarier than the statues.

"I don't know about quickly, but setting aside even a little bit with each pay check is a step in the right direction."

Cedric Diggory

Harry Dresden

Harry had the feeling he wasn't going to be saving much money at all, let alone 8 months worth of income for emergencies. How was he supposed to not spend that much?

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Maths For Real Life, Period 1, Class 9 [3/10]

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